Trusted Advice.
Unmatched Service.

Your Trusted Choice for insurance, risk
management and bond solutions in the Jackson
area and throughout Tennessee.

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Trusted Advice.
Unmatched Service.

Your Trusted Choice for insurance, risk management and bond solutions in the Jackson area and throughout Tennessee.

Learn More

Personal Insurance

Insurance tailored to fit your life.

Business Insurance

Comprehensive coverage for your business.

Construction Insurance

Insurance tailored to your industry.

Bonds

Options for your surety needs.

Insurance in the Jackson area and throughout Tennessee.

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you. As one of the largest independent insurance agencies in the area, we’ve built our business creating innovative solutions to even the toughest risk management challenges.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

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The Latest Articles

Contractor - subcontractorBusiness InsuranceConstructionRisk Management
April 5, 2019

Understanding Certificates of Insurance

Acord Certificate of Insurance     Many businesses rely on certificates of insurance (COIs) to verify coverage for other entities they do business with.  In particular the construction industry relies heavily on COIs in their operations.  But do all parties fully understand the benefits and potential problems of COIs? Benefits of COIs COIs do contain valid and pertinent information about the policies in effect for the Named Insured.  Items such as types of coverage, limits of coverage, effective and expiration dates, agent name and address, names of carriers providing coverage, etc.  All this information is useful to the certificate holder,…
Blog1ConstructionInsuranceRisk Management
December 29, 2017

Wrap-ups and your insurance

Wrap-ups, also known as OCIP or CCIP (Owner or Contractor Controlled Insurance Program) depending on who is considered the "CIP sponsor" of the project, are an increasingly popular avenue for Owners and/or Contractors to control critical elements of a construction project, including the insurance coverage. (more…)
Blog2Insurance
December 29, 2017

Why does insurance NOT cover things that actually happen?

A general contractor client asked me this very question. He did ask in jest as we discussed his insurance renewal. However, his point is a valid one. The current standard ISO Commercial General Liability (CGL) policy was put into use in 1986 and was a 9 page form. This current form is on its eighth revision as of April 2013 and now contains 16 pages. (more…)

270

Agency Partner

3.2

Insurance Premium Placed

3

Rank in US Agency Partnerships

1983

Year Founded