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Thompson & Smith Insurance

Blog - Covid-19 - Coronavirus In Red Background - Virology Concept - 3d Rendering

COVID-19 Update

By Insurance
As trusted insurance advisors, the team at Thompson & Smith has not missed a day of work since the arrival of COVID-19. Yes, we are “working smart” to make sure we stay well in order to serve you. Our technology structure has allowed for our sales and service staff to work from home. Members of our management team staff our office daily to facilitate the flow of information. While our office is still not open to the public, we will make certain our clients’ needs are met, whatever that requires. You may contact any of our team members by phone…
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COVID-19 Response Fund

By Community
Thompson & Smith Insurance is blessed to have so many wonderful clients to whom we provide insurance and risk management services. The COVID-19 pandemic has affected many of our clients across different business sectors including hospitality, retail, manufacturing and healthcare. Many have had to cease business operations and lay off employees. Families across our nation will face financial challenges in the coming weeks. As a community, there are many ways we can assist our neighbors and those in need. One cause we are supporting is the COVID-19 Response Fund established by the West Tennessee Healthcare Foundation. This fund will provide…
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COVID-19 Health and Safety Information

By Insurance
Thompson & Smith Insurance is committed to helping our customers keep a positive work climate by sharing how to effectively respond to Coronavirus Disease 2019 (COVID-19). In our efforts to help you and your employees, the CDC recommends general workplace health and safety information for Employers and Employees. Guidance For Employers Guidance For Employees
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Notice To Our Customers

By Insurance
To protect the health and safety of our employees, our physical office location will be closed for customers, vendors and visitors. Premium payments may be placed in our secure mail drop which is located on the north entrance to our building (Entrance A…door says “Staff Only”). We prefer your payments be made by check or money order, if possible. Include your invoice with your payment or provide the policy number or insured’s name on your check for proper processing of your payment. A receipt will be emailed to you. As always, our team will work diligently to address the needs…
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Liability issues and subcontractors

By Insurance
Over the past 20 years I have been involved with construction insurance and studied the General Liability policy and how it relates to construction. One thing I have learned is that there is a misconception of the coverage provided by the General Liability policy in regards to Additional Insureds. (more…)
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Experience modification rating tip

By Insurance
Over the past 20 years I have been involved with all aspects of construction insurance, including Workers’ Compensation. One frequent question I receive from my clients is the question of why their Experience Modification Rating (EMR) increased, yet they had not suffered any additional losses. (more…)
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