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COVID-19 Response Fund

By Community

Thompson & Smith Insurance is blessed to have so many wonderful clients to whom we provide insurance and risk management services. The COVID-19 pandemic has affected many of our clients across different business sectors including hospitality, retail, manufacturing and healthcare. Many have had to cease business operations and lay off employees. Families across our nation will face financial challenges in the coming weeks. As a community, there are many ways we can assist our neighbors and those in need. One cause we are supporting is the COVID-19 Response Fund established by the West Tennessee Healthcare Foundation. This fund will provide…

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COVID-19 Health and Safety Information

By Insurance

Thompson & Smith Insurance is committed to helping our customers keep a positive work climate by sharing how to effectively respond to Coronavirus Disease 2019 (COVID-19). In our efforts to help you and your employees, the CDC recommends general workplace health and safety information for Employers and Employees. Guidance For Employers Guidance For Employees

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Notice To Our Customers

By Insurance

To protect the health and safety of our employees, our physical office location will be closed for customers, vendors and visitors. Premium payments may be placed in our secure mail drop which is located on the north entrance to our building (Entrance A…door says “Staff Only”). We prefer your payments be made by check or money order, if possible. Include your invoice with your payment or provide the policy number or insured’s name on your check for proper processing of your payment. A receipt will be emailed to you. As always, our team will work diligently to address the needs…

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Contractor - subcontractor

Understanding Certificates of Insurance

By Business Insurance, Construction, Risk Management

Acord Certificate of Insurance     Many businesses rely on certificates of insurance (COIs) to verify coverage for other entities they do business with.  In particular the construction industry relies heavily on COIs in their operations.  But do all parties fully understand the benefits and potential problems of COIs? Benefits of COIs COIs do contain valid and pertinent information about the policies in effect for the Named Insured.  Items such as types of coverage, limits of coverage, effective and expiration dates, agent name and address, names of carriers providing coverage, etc.  All this information is useful to the certificate holder,…

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